Stale dating claim

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A check is generally considered stale dated if it was written more than six months prior to being presented to a bank or other financial institution.

Let’s say you find Aunt Nellie’s check stuffed into your junk drawer – but it was written more than six months ago. You can return the check to Aunt Nellie, explain the issue, and ask her for a replacement check, with the current date, of course. And an account that may have been flush when the check was issued may be empty several months down the road.There is no law or hard-and-fast rule that banks must adhere to regarding stale-dated checks.This hurt me twice because I, too, had added the money back into my checkbook. When I got home today, I looked up the actual law on stale checks.It turns out that a bank can pay or return an old check as it sees fit.

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